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- Duly filled application form
- Personal discussions - To calculate loan eligibility, EMI structure, Rate of Interest, etc.,
- Property valuation and legal document verification
- Credit appraisal
- Loan offer letter
- Loan agreement sign-off along with post-dated cheques and pre-EMI (if any)
- Loan disbursement
- Property registration and original documents submission
Please contact our specialists for further clarifications.
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We present widest range of home loan solutions to make your dream turn reality. Our team of specialists will help you get best rates, maximum loan amount and with quick turn-around-time (TAT). Our specialist will also help you through the entire loan process, including paper work, legal advice, valuation and disbursement (of course)!
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Loan eligibility depends on various factors. Some of the quick facts around these are :
- Salaried / Self-Employed
- CTC and net take home
- Loan tenure
- Interest rate charged by financial institution
Generally, financial institutions offer 75% - 85% of the property value with a maximum tenure of 20 years. Please contact our specialists for further clarifications.
Our EMI calculator helps you plan your monthly installment towards your dream home. Please take time and play around with our calculator to see which one will suit you best. Confused..? We are here to assist you, please contact our specialists
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Genuine documents play crucial role in disbursing your loan faster. Some of the basic and very important documents are listed below to move your application forward :
- Identity Proof - PAN Card, Passport, Driver's License, Voter ID
- Age Proof - PAN Card, Passport, Driver's License
- Address Proof - Passport, Driver's License, Voter ID, Post paid mobile bill, Landline phone bill, Rental agreement, Company HR confirmation on letter pad
- Income Proof :-
- Salaried - 3 Months pay-slip, 2 Years' Form-16, Appointment letter.
- Self-employed - 3 Years IT returns with company P&L, Balance Sheet, Computation of Income.
- Income Proof :-
- Salaried - 3 Months pay-slip, 2 Years' Form-16, Appointment letter.
- Self-employed - 3 Years IT returns with company P&L, Balance Sheet, Computation of Income.
- Employment Proof (for Salaried) - Appointment letter, ID card, Form-16
Would you like to know precise documents required to process your loan application? Please contact our specialists
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Choosing right financial partner is as important as choosing your dream home. Before choosing your financial partner, there are few things you should consider. Our team of specialists recommend following :
- Do not go only by rate of interest
- Little research on different financial institution regarding your loan eligibility
- Consider joint applicant model, which can increase your loan eligibility
- Review advantages and disadvantages of Fixed Rate v/s Floating Rate of Interest
- Understand pre-payment and fore-closure options
- Understand and agree on processing fee charged by a financial institution
- Read carefully loan agreement document for any other hidden fee
- Consider insurance coverage for your loan, which helps you during uncertainty
Please contact our specialists for further clarifications
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Home Loan
